TMB Financial, LLC

Teresa M. Brown

Teresa has pursued a career in financial services for the past 33 years, working in various capacities.  In 1993 Teresa made the decision to transition her career to an independent financial advisor. 

While she has the professional expertise to help with all types of financial needs, Teresa has focused her practice on helping those 50+ on their pre-retirement and post retirement needs. Teresa believes that the majority of advisors only concentrate on the accumulation of assets and overlook the unique problems and solutions of those over age 50 for the preservation of assets.

Teresa has access to a wide range of products and services from a variety of sources - not just one company -  which enables Teresa to serve her clients better.

 

"Looking out for the needs and concerns of my clients is my #1 priority."
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Savings Accumulation

Estimate the future value of your current savings.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

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Newsletters

Measuring the Jobs Situation

Many people understand that a rising jobless rate is one of the hallmarks of a shrinking economy. But the national unemployment rate does not always reveal a complete picture of the jobs outlook.

HOT TOPIC: Social Security and Medicare in Crosshairs

An entitlement crisis has been looming on the horizon for several years. Unfortunately, according to the latest reports from the trustees of the Social Security and Medicare trust funds, a spike in unemployment has helped to hasten the arrival of these programs’ insolvency.

HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?

Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?

New Year: Check and (Re)balance

Even if people have become jaded about making new year's resolutions, it shouldn't stop them from doing what they need to do to accomplish their financial goals.

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